AHCIP provides coverage for most medically necessary services. Contact the AHCIP at 780-427-1432 or email health.ahcipmail@gov.ab.ca for general information. Visit alberta.ca/ahcip-eligibility for full details.

Health Insurance BC (HIBC) is the administrative operations of the Medical Services Plan. MSP provides coverage for medically required services of physicians and surgeons and for dental or oral surgery when medically required to be performed in a hospital. Additional information about coverage can be found on the Ministry of Health Services’ website at gov.bc.ca/gov/content/health/health-drug-coverage/msp.

Resident employees working 30+ hours a week are eligible immediately upon request; non-resident employees working 30+ hours a week are eligible following a 90-day waiting period. Provincial replacement coverage maybe available.

OHIP provides coverage for most medically necessary services. Contact the Ministry INFOline at
‍1-800-664-8988 for full details.

• No deductible; No coinsurance on medical expenses
• Up to $10,000 per year for private duty nurse
• Semi-private hospital accommodation
• $1,000 per person, per specialty per year for all non-mental health practitioners, and $1,000 per year combined for the following mental health practitioners:
• Psychologist/Social Worker
• Psychotherapist
• Registered Clinical Counsellor
• Marriage & Family Therapist
• Out of Country emergency and travel assistance
• Coverage ends before retirement or age 70
• Survivor benefits for 24 months without premium payment.

• 90% coinsurance
• Pay Direct Drug Card, generic coverage, except where there is no generic, then brand name is covered
• Smoking cessation and fertility drugs are excluded

• Eye exams are covered up to $100 every 24 months
• Glasses or contacts or laser vision correction covered to $200 every 24 months (children under 18 covered every 12 months)
• Coverage ends before retirement or age 70